Investing apps for the conservative investor

A conservative investor is usually that one who invests in businesses where he preserves the purchasing power of his capital and faces low risks. Then, it is not only about low-risk, low-return investments. It is about strategically placing your money in places with a higher likelihood of being productive. One characteristic of a conservative investment is that it has a low cost of production.  This has the benefit that even in a bad year, there is a higher chance of at least churning some profit or reporting a small net loss.

Although there are no apps that are specifically tailored for such investors, the once in existence do provide a platform where one can make decisions based on what type of investor we are.  Needless to say, mobile applications are the fad right now and any company or business that wants to climb must have a mobile app. AY App Development is one company who dedicates efforts into building strong and efficient apps of all kinds.

The following is a list of some applications for the good investor.  Remember that you can use these apps and still keep the status of being conservative.


This application offers free trades. There are more than a million people who use this application to buy and sell stocks.  When it started in 2015, it became pretty popular.  The main reason for this is that Robinhood charges no commission for trading.  With over 5,000 U.S.-listed products to trade, it is easy to set up a good trade business here.  The application does not require any minimum balance requirements to start trading.  In fact, when it first began 80 percent of its users were between the ages of 18 and 29.

According to Robinhood’s cofounder, Vlad Tenev, in Robinhood “you just have to have enough money to buy one share.”  The founders of the app believe that everyone should have access to the financial markets.  The mobile application is available for investors in the United States and China.


The concept of Acorns is rather simple.  It basically helps you save and then places the spare change into investment.  So this app makes use of your change;  yes, that one you usually don´t think about.  The genius about this is that if you add your debit card, on your next purchase, the app rounds it and keeps the change to use for investment.  In other words, if you buy a coffee at $2.80. Acorns will take those 20 cents and put them into your investment “piggy bank”.  Once you reach $5, it will put it up for investment.

The app only requires a payment of $1/month for balances under $5,000.  There is a 0.25% annual fee for balances above $5,000.


This application allows you to compare your investments with other investors within the app.  This is a great way to keep your investments safe and at low risk. You can see other people’s returns and assets allocations but without access to the amount of money they have invested.  When it comes to trends, this is an application that can work for you.