Why every investor should invest in an office chair

Ever wondered why many of the top end offices have great office chairs? Is it because they just wanted to look expensive or it’s just about prestige? Well, not really. These huge companies knows the real importance of investing to good quality office chairs. It’s not just about the design and what the eyes can see, it’s more of the overall benefits that they get when they provide the best office chairs for their work forces.

Why invest in a good office chair?

For any company, investing in a good quality office chair is a good decision to make. Many of us in fact don’t really understand the real importance of having the best office chairs. For some, they may even take it for granted. They don’t even care too much and gives attention to what they are sitting on the entire day. It’s just a chair. But hey! That chair that you are sitting on plays a very significant role more than you imagine.

So why investor should consider investing in a good office chair? Investing in an office chair can help your business to advance. How? Imagine this. Your personnel are sitting and working comfortably on their office chairs. As a result, they perform better, gives great output and improves their productivity all in all. That would definitely mean something for your business. If you have productive staff and workers, your company has long way to go.

Since your workers are seated comfortably and they feel good even after a long day of work, they are less likely to get sick. And that would mean savings on your health insurance and benefits. If they all feel better every day, absences will be minimized. So you don’t have to deal with your lazy workers and staffs. That peace of mind is definitely priceless.

Finally, investing to a good office chair will save you in spending on a new set of chairs. When you get the best ones in the market, you can be sure that they’ll last longer. Thus, you don’t have to buy office chairs every year just because they just got busted after they fall or something. Most of this high quality chairs are also very easy to maintain and clean.

The best office chairs

When investing, make sure that you get the most comfortable office chair. Always keep in mind the real benefits of having them. Some people have hesitations about it because they don’t really know how having the best office chair can help them. The domino effect of having the worse or the best office chair will spread through your workers and eventually you entire company.

It’s time for you to make the decision of investing on the best office chairs. Don’t take everything for granted just because you don’t have the best office chair and end up regretting. Make sure to ask from your reliable furniture shops about your options. And make sure to always put you and your people’s comfort all the time in which will benefit you big time.

Investing apps for the conservative investor

A conservative investor is usually that one who invests in businesses where he preserves the purchasing power of his capital and faces low risks. Then, it is not only about low-risk, low-return investments. It is about strategically placing your money in places with a higher likelihood of being productive. One characteristic of a conservative investment is that it has a low cost of production.  This has the benefit that even in a bad year, there is a higher chance of at least churning some profit or reporting a small net loss.

Although there are no apps that are specifically tailored for such investors, the once in existence do provide a platform where one can make decisions based on what type of investor we are.  Needless to say, mobile applications are the fad right now and any company or business that wants to climb must have a mobile app. AY App Development is one company who dedicates efforts into building strong and efficient apps of all kinds.

The following is a list of some applications for the good investor.  Remember that you can use these apps and still keep the status of being conservative.


This application offers free trades. There are more than a million people who use this application to buy and sell stocks.  When it started in 2015, it became pretty popular.  The main reason for this is that Robinhood charges no commission for trading.  With over 5,000 U.S.-listed products to trade, it is easy to set up a good trade business here.  The application does not require any minimum balance requirements to start trading.  In fact, when it first began 80 percent of its users were between the ages of 18 and 29.

According to Robinhood’s cofounder, Vlad Tenev, in Robinhood “you just have to have enough money to buy one share.”  The founders of the app believe that everyone should have access to the financial markets.  The mobile application is available for investors in the United States and China.


The concept of Acorns is rather simple.  It basically helps you save and then places the spare change into investment.  So this app makes use of your change;  yes, that one you usually don´t think about.  The genius about this is that if you add your debit card, on your next purchase, the app rounds it and keeps the change to use for investment.  In other words, if you buy a coffee at $2.80. Acorns will take those 20 cents and put them into your investment “piggy bank”.  Once you reach $5, it will put it up for investment.

The app only requires a payment of $1/month for balances under $5,000.  There is a 0.25% annual fee for balances above $5,000.


This application allows you to compare your investments with other investors within the app.  This is a great way to keep your investments safe and at low risk. You can see other people’s returns and assets allocations but without access to the amount of money they have invested.  When it comes to trends, this is an application that can work for you.



Reasons Why investment firms invest in their own brand

An investment firm uses the skills and tools they have to help companies and industries make sound business decisions all the time. It’s important that they are able to build a competent and reliable image, as well as, maintain an impeccable reputation for companies.

These characteristics are necessary since it builds a relationship between the firm and its clients. It also establishes a level of trust that would help them keep their clients loyal and attract potential clients who have problems with their investments.

This is why they have a complete strategic marketing plan for their financial investment services. It is complete with a good business signage, a memorable name, and they continue to update these plans to stay relevant every year.

A common practice investment firm’s use up to this day is they get the best signage solutions service providers and expert marketers who, like them, have a reputation in doing their craft. This has continued to work for them in building their own brand.

Many investment firms spend thousands of dollars every year in branding because it has high returns in terms of profit. It has a direct impact on the value of the brand itself in both the industry and the consumers who participate in it.

Aside from a growing income the investment firm enjoys, they will also enjoy better stock values in the market which can generate more assets for the company. This directly translates into the level of progress the company is going through.

Branding has also shown a positive effect on the attitudes of clients towards companies that have built a prestigious brand. These show on how customers rate certain companies compared to other brands in the industry.

All of these factors have positive effects on how the brand behaves in the market in terms of lower depreciation, price flexibility, and of course the high sales numbers. Clients will also have a higher tolerance to issues or problems because they have a trustworthy name.

Branding matters greatly to investment firms. Depending on the market and clients you help, the branding must be built on the landscape of the industries you work in. However, it can’t be denied that brand investment is a justifiable one because of the pay offs companies receive as a result.

How to properly Invest Your Businesses Wealth

It is no secret that the best way to make wealth is to invest in business.  The question is why some businesses fail while others bloom successfully.  It seems like the luck and cunning to do great business is reserved for some.  But with enough hard work and a proper education, you can aim towards a successful investment all the time.

Now, of course, some of that education will have some fallbacks, but there are just stumbling stones on the way.  In this article, we have collected a series of tips to help you take advantage of worthwhile opportunities.  The idea is to always make a profit and ensure a growth in wealth.

The more, the merrier

A good thing about stock is that you just need to put down your money and watch it grow.  Well, maybe it is not that simple but it is close. The wealthy like to invest in many companies.  So, while you probably own a business, take the option of investing in other businesses, either your own or from others.  Just take a look at all the companies the world’s wealthiest invest.  Sometimes they are hard to count.  This sounds like stating the obvious, but a larger amount of business investments represent a larger return.  A larger return means options for more investments, and, well, so on.

Please do consider that it is usually very difficult for the average investor to directly invest in a business.   However, regular people are allowed to invest in startups now.

Passion investments

These are huge among the wealthiest.  We are talking about art, watches, cars, musical instruments or things that tap into a person´s passion.  Investors buy this kind of things hoping that their value will rise or just to have them and look at.  The return on these investments is usually pretty good.  We are looking at yearly increases of up to 15% in the value of these “investments of passion“.

Auctions are also a good place to make an investment on antiquities or art pieces. New artists will usually sell their pieces at rather reasonable prices.

Real Estate

You will probably be shocked if you were to check at your city’s cadaster how many daily transactions of property take place.  It is like this large cake waiting for you to take your chunk.  Depending on the neighborhood where you acquire the property, you could rent a property or sell it when the price rises.  Buying a home and renovating could also bring a good return. These movements in price for real estate are constantly taking place.   Stay in the loop in order to make educated decisions.

Making good investments might look risky at the beginning.  If you really want to go head-on into investing, a good business coach could be your option. This person will help you make decisions based on real facts.

When Buying an Investment Property Look Out for these Problems

Buying your first investment property is a mix of excitement and fear. Excitement because of the new possibilities and fear of making mistakes. No matter how many books you’ve read, listened to every podcast on the internet or had lunch with the savviest investors you can find, the actual signing on your first investment comes with a bit of fear of the unknown.

You might be asking yourself if you’ve made the right decision or if you had overlooked something and many others. But no matter how much investment you brought out, there are some things that you can do to protect yourself on the front end of the deal. Specifically, it is very important to physically inspect the property and check for the following:

Common Pitfalls To Avoid When Buying An Investment Property


This is a very important aspect of an investment property to look for. If you didn’t pay much attention to this one, it’s highly likely that you’ll need to dish out additional money in the near future. When examining the foundation, look for large cracks, shifting soil and other things that seem out of place. If it’s in a worse condition, you may ask the current owner to do repairs before you purchase the property.


This one’s going to be a tough nut to crack, especially termite damage – as they could never show up unless there’s a significant infestation going on. Look for any small signs and make sure to carefully inspect window sills, pantries, cabinets and other notorious places where common pests are known to hide. You can also ask a neighbor if they knew any pest problems the property have had.


Plumbing can cost you thousands of dollars in repairs and damage if overlooked. Look for evidence of leaks, inspect pipes, turn faucets on and off and examine drains. If it has a crawl space, look for signs of flooding or damage from underneath the property.


If there are trees within two meters of the house, there’s a chance of the roots growing further and cause major cracking and destabilization.


Look for anything suspicious from the main breaker or fuse box. Then, walk around the house and test electric outlets. Look for ground fault circuit interrupters, they are important as they can protect against fires and they are also very important in kitchens and bathrooms to avoid accidents and injuries.


In older houses, floorboards often become weak. Lift carpets up and check for worn floorboards. Step on the floorboards to feel their stability.


Heating and air conditioning is extremely important. Make sure to check them all and see if they are working properly. Check the model and capacity and ensure that they are of high quality.


5 Blunders You Should Be Avoiding While Investing

Money is earned through many means. Occupation, business and other methods of earning money have been known to mankind for long. Investing is probably the newest trend in the modern world. People with money are no more hesitant to put their money out in the market and reap benefits.

However, with fluctuations in the international monetary market investments can be a tough business indeed. So we have enlisted five steps which you should in keep in mind if you do not want your money to go in vain.

  1. Don’t Chase Recent Numbers:
  • Amateur investors look for high performance in a company before investing.
  • However, this has been considered as one of the biggest myths in the domain of investing.
  • Paying preference to recent performance and believing that it would continue in the future and deliver excellent returns is termed as ‘recencybias’ in psychology.
  • However, there are many examples where sectors showing promising returns on investment failed, in the long run, such as real estate.
  • Gold is also another example of investment looking at recent performance.
  • This problem can be handled by referring to long term history of the sector and the fluctuations in investment.
  1. Don’t Gloat:
  • Investors commit the simple mistake of thinking that they know everything about the investment sector.
  • Let us show you an example how overconfidence took the better off an investor.
  • Eric Glohr had planned to buy Microsoft shares in 1986 when the initial public offering was set at $21 per share.
  • He decided that he would go for the shares when their prices went down.
  • However, this mistake went down too hard on Eric as he could only see the stocks of Microsoft rising in value.
  • The effective way to deal with such imprudent practice is to keep the company with the third party of investors who can provide a comprehensive account of investment options.
  • This would give way to extensive research on sectors to invest in and practical solutions for investment.
  1. Don’t Forget The Costs:
  • The expense ratio is one key factor of investment which escapes the eyes of investors.
  • Usually, investors look for recent performance and reputation which do not hold any credibility in the investment sector.
  • People prefer to buy expensive shares rather than cheap ones despite the fact that the latter outperforms the former regarding savings.
  1. Don’t Follow The Herd:
  • Another generic mistake committed by investors is following the trend.
  • Overpricing of stocks is sometimes caused due to flocking of investors for purchasing shares of a single company.
  • Before Facebook put up its IPO in May 2012, many individuals called to buy stocks just because of the limited number of stocks.
  • This behavior has been credited to a human tendency to be part of something exclusive.
  • Thus, investors should be careful while selecting an investment plan and should not do so just because ‘everyone’ is doing it!
  1. Learn From Your Flaws:
  • There is no better teacher than you! Investment can take you to ultimate heights of monetary abundance and can also reduce you to paper.
  • However, keeping track of your blunders and working on them would turn you into a player of the long run.